Commercial insurance

When your company purchases CGL insurance, it is securing coverage for everyday risks that your business faces just by opening its doors. Accidents happen when they are least expected and can cost a business owner thousands of dollars in liability damages. With the right commercial general liability coverage, your business can continue its everyday operations while your insurance policy covers the attorney fees, medical bills, and other damages you are legally responsible for.

If your business operates out of a building, whether leased or owned, you need commercial property insurance. This type of coverage insures your building structure and its contents against covered events. Imagine your business catching fire; how would you pay to rebuild and replace your furnishings, inventory, and equipment? Commercial property insurance is designed to have your business up and running again with as little cost to you as possible.

Despite your best efforts to foster a safe working environment, accidents do happen. Workers compensation protects your employees when they develop a work-related injury or illness. All business owners in California are required to purchase workers compensation coverage for their employees. For more information about the coverage amount right for you, contact one of our helpful agents at The CIA.

Purchasing BOP coverage is a convenient, all-in-one way of including several types of commercial insurance in a single, easy-to-manage policy. Many business owners prefer a business owner package because it is convenient and easy to manage. Your BOP policy can combine all of your major business property coverage and commercial liability into one simple package.

If you are a business owner in the San Bernardino, Los Angeles, Orange, or Riverside county contact The CIA today. We'll help you find an insurance plan that fits your company's unique needs at a competitive price you can afford.